Trust Small Business Loan Provider - Sutton Funding

Pharmacy Business Loan


Customized Industry Specific Business Loans, Financing, & Lines of Credit up to $5 Million

Trusted Business Expertise

Are You Seeking 

Business Funding?

Healthcare costs are unstable and predicted to rise. This can result in people paying out of pocket, or racking up invoice bills. Even if the margins get thin, bills remain constant, and payroll still needs to be met. Sutton funding will provide you with working capital to keep the medicine on your shelves.

As an independent pharmacy owner looking for additional working capital for your businesses, you will likely visit a banker to discuss your financing options. Much like with other business owner looking to borrow money, banks will need to assess your current credit including specific data about the pharmacy. This data will include financial records, both personal and business, among other documents. This process is extremely lengthy and often not worth the trouble.

Pharmacy owners who want to expand or to upgrade their businesses would benefit from a discussion with one of our lenders. When seeking a pharmacy business loan, business owners should see all the options available to grow your small business.

  • Funding in as little as 24 hours
  • No Spending Restrictions
  • Lower Upfront Cost
Pharmacy Business Loan
Pharmacy Business Loan
Keep Shelves Stocked

Fund Equipment Purchases !

Establishing a long-term relationship with customers is our top priority. We strive to keep pharmacies in business at every stage of their business. We can help you achieve your business goals and continue to grow.

Working capital is particularly essential for independent retail pharmacies because you need a consistent cash flow to keep your business running. To invest and grow the operation, having capital is crucial. The rule of thumb is to maintain working capital covering expenses for a minimum of three months.

As a pharmacy owner, this can pose a challenge if you’re paying for a long list of expenses. A short list of expenses includes, but not limited to pharmaceutical licenses, insurance, rent and utilities, payroll and inventory, and many other variable costs. When added up, they take away a large chunk of your profits. In the meantime, most of your customers’ prescriptions are paid by insurance companies, which are known to be slow in payment, dispute claims, and are continually fighting to negotiate lower rates. These setbacks lead to severe cash flow issues for drug store owners. With Sutton Funding, you will have access to working capital and keep your business running smoothly.

Up To5Million Dollars in Funding

Discover Financial Options You Never Knew You Had…

Access working capital for equipment, inventory, renovations, or expansions.

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1 Basic Information
2 Bank Statements
Merchant Cash Advances

Lump sum of capital you repay using a portion of your daily receivables.

Short Term Loans

Smaller sum of money you pay back, plus interest, with daily payments over 3 to 18 months.

Working Capital Loans

Cash available for the day-to-day expenses of running a business and is a measure of both a company’s efficiency and short-term financial health.

Equipment Financing

Loan to help you afford new business equipment right away by using that equipment as collateral.

SBA Loan

Borrow money for working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even funding the acquisition of other businesses.

Invoice Financing

With invoice financing, you could get a fast advance of about 85% of the value of your invoices, with most of the other 15% paid to you later.

Business Line of Credit

A Business Line of Credit works almost like a credit card, except you get access to cash and lower APRs. A line of credit is an arrangement with Sutton Funding that establishes a maximum loan the lender will allow the borrower to take. You can withdraw funds (as low or high as you wish) on the line of credit at any time, as long as you don’t exceed the maximum set in the agreement.