Merchant Cash Advance

Business Loans, Financing, and Lines of Credit up to $5 Million

Loan Overview

When receiving a merchant cash advance, a financing company will give you quick capital in exchange for a set percentage of your credit card sales, on top of a fee. MCA loans can be quick, easy, and with no collateral- regardless of your credit score.

Sutton Funding


A merchant cash advance gives your business a quick access to funds through a simple and easy approval process. The funds are suitable for a wide range of business purposes. The main issue with MCA loans is that there are higher fees and interest rates than traditional loans.


If your business has little to no collateral, limited business history, or a low credit score, this type of loan could be a solution to your financial problems. MCA loans are used by businesses that make most of their revenue through credit card payment.


The application for a merchant cash advance is a and convenient process. Since this type of loan is paid back with your daily credit card sales, MCA companies will look at your credit card processing statements to verify that you have a sufficient volume coming into the business.


  • Driver's License
  • Voided Business Check
  • Bank Statements
  • Balance Sheet
  • Profit & Loss Statement
  • Business Tax Returns
  • Personal Tax Returns
  • Business Plan
  • Business Debt Schedule

01. Pros

  • Quick Funds Access
  • Bad Credit Accepted
  • Easy and Convenient Approval Process
  • Wide Range of Business Purposes Accepted

02. Cons

  • High Fees
  • Limited Flexibility

Sutton Funding Provides Small Business Loans, Financing, & Lines of Credit.

Although MCA loans are not the cheapest to come by they are the most convenient and the quickest to receive. Sutton Funding is committed to providing a marketplace that will help all types of business owners and provide working capital.

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